As strange as this question may sound it still needs to be answered comprehensively. Why do we need car insurance companies? Well, it seems obvious that car rental companies are out there and thriving due to the fact that we sometimes need rental vehicles. The causes may be different, but the solution is the same - renting a car is a very convenient way to get around when needed. But let's take a closer look at the actual situations where rental cars may come in handy - this way you'll understand the important role car rental companies play in our lives. Even if you haven't used rental services yet, it will still be very good to know the possible uses to car rental companies you may get in return for a reasonable fee.
The most frequent clients of car rental companies are of course the travelers. People traveling long distances or abroad on vacations or business trips often need to get a certain level of comfort with them, which includes a car. But since it may be quite problematic to get their own car to the desired destination, addressing a car rental company proves to be the only reasonable option left. That's exactly why most car rental companies have offices in airports, train stations and large transportation hubs within large cities - that's where most of the people needing their services are. After all, it's really convenient to get a car right after the landing in the airport and drive off to the desired destination without using the local transportation or taxi. It may also be a very convenient way to explore a new country if you're visiting during a vacation.
Car rental companies are also addressed by people in trouble and this happens quite a lot. Some people have their cars in the repair for too long and need a reliable ride to their work. Others are waiting for their insurance companies to settle the claim in order to get their car back or use the coverage to buy a new car. Situations like these are quite common, and renting a car is usually the optimal solution in such cases. Moreover, some insurance policies actually cover rental costs to an extent, so this might actually be a very convenient option from the financial point of view as well. All in all, you've already paid the cost of renting a car through your insurance premium, so why wouldn't you use it?
It is also very common for car rental companies to be contacted by people who need to move things around but don't want to hire a special service for it. For example, a young couple wants to move out and live together in a flat but don't have enough space to fit all their things into a single car. That's when renting a minivan or even a special truck may be very convenient. The set of situations when people request large capacity vehicles is quite varied and most car rental companies tend to have at least some vehicles of this type.
As you see, car rental companies can help you out in many situations, some of which you haven't thought of. But it certainly would be better to request their services for a pleasant purpose such as a vacation or business trip rather out of necessity.
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